Client Services

We have more than 25 years of small business technical experience

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Access to capital

Loans for assisting our local communities

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Small Business Loan Program
This small business loan program is a low cost flexible loan program for pre-revenue start-up and existing businesses that have working capital or start up budget needs. This loan program is especially helpful to those who are not able to access traditional bank financing. Loan funds are flexible and can be used for renovations, inventory, marketing, debt refinance, and working capital.

• Loan up to $100,000
• 4-6% fixed interest rate
• Loan terms up to 72 months
• Flexible use of funds for business purposes
• Available for start up or existing businesses
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Small Business Express Impact Loan Program
This express loan program is for small businesses that need a quick capital infusion to meet working capital gap needs. This is flexible working capital up $15,000 for immediate and flexible use. Especially with rising costs of goods and services, small businesses can use this express loan to assist with vendor payments, debt refinancing or pay for increasing operating expenses.

• Loan up to $15,000
• 8% fixed interest rate.
• Loan terms up to 36 months
• Funds can be used for business working capital
• Easy qualification
• Funds can be available in two weeks after approval
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SBA Community Advantage
This is an SBA guaranteed loan program for pre-revenue start-up and existing businesses that need to borrower a larger loan amount but lacks the traditional collateral to secure their loan. With the SBA guarantee, Renaissance is able to extend a larger loan to those who cannot access conventional bank loans.

• Loan up to $250,000
• WSJ Prime + 4% interest rate
• Loan terms up to 84 months.
• Available for start-ups or existing businesses.
• SBA guaranteed loan program.

Frequently Asked Questions on Loans

Can a business owner still get a loan from Renaissance if they have a low credit score?
Can a business owner get a loan from Renaissance if they have no personal assets?
Can a business owner get a loan from Renaissance if our historical financial statements shows a net loss?
How long does it take to process my loan application?
How do I start the loan application process?

Upcoming Trainings


February 9, 2023

你想創業嗎? 但不知道哪種商業架構比較適合您的業務-獨資企業、合夥, C有限公司, 或是有限公司(LLC)? 振興商務服務中心特別邀請社區律師司法中心律師顧問講解: 紐約州小企業使用的常見商業架構類型的概述,並了解每一種類型的法律責任和稅務的優缺點。

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Business Consultations

Our business advisory team is available to assist you on a 1:1 basis to understand your specific business needs.

Please schedule an appointment below and an advisory team member will contact you on your preferred meeting time to meet via zoom or in-person.

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