Client Services

We have more than 25 years of small business technical experience

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Access to capital

Loans for assisting our local communities

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Small Business Loan Program
This small business loan program is a low cost flexible loan program for pre-revenue start-up and existing businesses that have working capital or start up budget needs. This loan program is especially helpful to those who are not able to access traditional bank financing. Loan funds are flexible and can be used for renovations, inventory, marketing, debt refinance, and working capital.

• Loan up to $100,000
• 4-6% fixed interest rate
• Loan terms up to 72 months
• Flexible use of funds for business purposes
• Available for start up or existing businesses
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Small Business Express Impact Loan Program
This express loan program is for small businesses that need a quick capital infusion to meet working capital gap needs. This is flexible working capital up $15,000 for immediate and flexible use. Especially with rising costs of goods and services, small businesses can use this express loan to assist with vendor payments, debt refinancing or pay for increasing operating expenses.

• Loan up to $15,000
• 8% fixed interest rate.
• Loan terms up to 36 months
• Funds can be used for business working capital
• Easy qualification
• Funds can be available in two weeks after approval
illustration of a man handing money to another man

SBA Community Advantage
This is an SBA guaranteed loan program for pre-revenue start-up and existing businesses that need to borrower a larger loan amount but lacks the traditional collateral to secure their loan. With the SBA guarantee, Renaissance is able to extend a larger loan to those who cannot access conventional bank loans.

• Loan up to $250,000
• WSJ Prime + 4% interest rate
• Loan terms up to 84 months.
• Available for start-ups or existing businesses.
• SBA guaranteed loan program.

Frequently Asked Questions on Loans

Can a business owner still get a loan from Renaissance if they have a low credit score?
Can a business owner get a loan from Renaissance if they have no personal assets?
Can a business owner get a loan from Renaissance if our historical financial statements shows a net loss?
How long does it take to process my loan application?
How do I start the loan application process?

Upcoming Trainings

如何撰寫有效的商業計劃 (How to Write an Effective Business Plan)

September 26, 2023

你打算自己做生意, 但不知從何入手?那就從一份盈利的計劃書開始吧!參加本講座, 讓SBA專員-郭曼麗小姐為您講解商業計劃的格式和內容,以及分享實用的資源。

Learn More

스몰비지니스 임대 협상 잘 하는 방법 How to Negotiate a Lease for Your Small Business

September 20, 2023

중소기업을 위한 상업용 임대 Q&A 상업용 임대차의 공통 조항 설명 이 조항을 해석하고 적용하는 방법에 대한 조언 새로운 상업용 임대 계약을 협상할 때 상업용 임차인이 포함할 수 있는 조건을 권장

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디지털 마케팅 - 비지니스에 AI 적용 (Digital Marketing - Applying AI to Business)

September 13, 2023

마이크로 소프트 오픈 AI 에서 개발한 전세계에서 열풍적인 인기를 끌고있는 챗 GPT란 무엇인가? 챗 GPT 가입부터 프로그램 사용방법 그리고 비즈니스에 적용 및 활용방법까지 워크샵에서 알아보겠습니다.

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50歲以上如何創業 (Starting a Business at 50+)

September 12, 2023

您曾想過擁有個人事業, 卻從未付諸實踐嗎?本講座將會向您講解退休後從事創業的原因、時機、內容以及方式。曼麗女士將會為您提供一份成功之路的藍圖。

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individual consultation

Business Consultations

Our business advisory team is available to assist you on a 1:1 basis to understand your specific business needs.

Please schedule an appointment below and an advisory team member will contact you on your preferred meeting time to meet via zoom or in-person.

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