Client Services

We have more than 25 years of small business technical experience

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Access to capital

Loans for assisting our local communities

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Small Business Loan Program
This small business loan program is a low cost flexible loan program for pre-revenue start-up and existing businesses that have working capital or start up budget needs. This loan program is especially helpful to those who are not able to access traditional bank financing. Loan funds are flexible and can be used for renovations, inventory, marketing, debt refinance, and working capital.

• Loan up to $100,000
• 4-6% fixed interest rate
• Loan terms up to 72 months
• Flexible use of funds for business purposes
• Available for start up or existing businesses
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Small Business Express Impact Loan Program
This express loan program is for small businesses that need a quick capital infusion to meet working capital gap needs. This is flexible working capital up $15,000 for immediate and flexible use. Especially with rising costs of goods and services, small businesses can use this express loan to assist with vendor payments, debt refinancing or pay for increasing operating expenses.

• Loan up to $15,000
• 8% fixed interest rate.
• Loan terms up to 36 months
• Funds can be used for business working capital
• Easy qualification
• Funds can be available in two weeks after approval
illustration of a man handing money to another man

SBA Community Advantage
This is an SBA guaranteed loan program for pre-revenue start-up and existing businesses that need to borrower a larger loan amount but lacks the traditional collateral to secure their loan. With the SBA guarantee, Renaissance is able to extend a larger loan to those who cannot access conventional bank loans.

• Loan up to $250,000
• WSJ Prime + 4% interest rate
• Loan terms up to 84 months.
• Available for start-ups or existing businesses.
• SBA guaranteed loan program.

Frequently Asked Questions on Loans

Can a business owner still get a loan from Renaissance if they have a low credit score?
Can a business owner get a loan from Renaissance if they have no personal assets?
Can a business owner get a loan from Renaissance if our historical financial statements shows a net loss?
How long does it take to process my loan application?
How do I start the loan application process?

Upcoming Trainings

미국 장애인법

June 22, 2023

"장애우를 손님들을 위한 배려.. 휠체어 램프, 화장실, 테이블, 웹사이트 등이 있습니다. 여러분의 사업장에는 무엇이 준비되었습니까? Americans with Disabilities Act ( (ADA)에 따라서 반드시 해야 하는 것을 안내해 드립니다."

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Digital Marketing

June 15, 2023

What is Local SEO? It is a technology that increases sales by increasing rankings in local search boxes such as Google Maps without spending additional business advertising expenses. Learn the easy way to increase your sales in this webinar.

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디지털 마케팅

June 14, 2023

로컬 SEO란 무얼까요? 구글 맵 같은 로컬 검색 창에 순위를 높여 따로 비즈니스 광고비를 지출 하지 않고도 매출을 높이는 기술 입니다. 이 웨비나에서 쉽게 방법을 배워 매출을 올리세요.

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상업용 임대

June 8, 2023

상용임대차 계약의 중요성과 주의사항. 렌트미납으로 퇴거소송 당할경우 대처 방안을 배우게 됩니다.

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비지니스 자금조달 방법

June 7, 2023

크레딧 관리가 개인 및 사업 활동시 재무적으로 어떻게 영향을 미치는지에 대해 알아봅니다. 또한 개인과 사업활동시 평가 받는 중요하지만 잘알지 못하는 크레딧에 대해 전반적인 지식을 배웁니다. 이러한 이해를 바탕으로 어떻게 크레딧을 쌓아가고 관리를 해 나가야 하는지에 대한 내용을 단계별로 안내해 드립니다.

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individual consultation

Business Consultations

Our business advisory team is available to assist you on a 1:1 basis to understand your specific business needs.

Please schedule an appointment below and an advisory team member will contact you on your preferred meeting time to meet via zoom or in-person.

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